indonesia p2p lending

May

P2P lending in Indonesia has a way forward

Slowly but surely, peer-to-peer (P2P) lending is becoming a sustainable and regulated industry in Indonesia. A recent regulatory crackdown aimed at consolidating the sector into a smaller number of compliant, above-board firms has borne fruit. Unlike China, Indonesia has decided that P2P lending can serve a legitimate financial inclusion role.…

Nov

Asia Banking Research

Growing pains for Indonesia’s P2P lenders

Indonesia’s peer-to-peer (P2P) lending sector has grown expeditiously in recent years, with significant benefits for financial inclusion in Southeast Asia’s largest economy. Put simply, P2P lenders can serve markets that incumbent lenders cannot. However, risk is also higher in every way because P2P lending lacks a robust regulatory regime. The…

Jun

Asia Banking Research

P2P lending grows steadily in Indonesia

Indonesia’s peer-to-peer (P2P) lending sector is growing steadily after a pandemic-induced slowdown in 2020. Regulators, mindful of the sector’s ability to boost financial inclusion but wary of the risks that can build up when oversight is too light, have been gradually issuing licenses to legitimate companies while penalizing bad actors.

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indonesia p2p lending