Asia Payments Research

May

Vietnam’s bank-owned fintech apps are making a comeback

Across most Southeast Asian markets, adoption and usage of digital wallets have generally seen an upward trend, in particular driven by the Covid-19 pandemic which saw a dramatic shift away from physical cash. However, according to a recent report from Vietnamese market research firm Decision Lab, that narrative appears to be gradually…

May

Fintech Research

The alarming rise of Asian scam centers

Southeast Asia has become the unfortunate epicenter of a booming industry: sophisticated, industrial-scale cyber-enabled fraud. Organized crime syndicates, often originating from China, are leveraging advanced technology and exploiting human vulnerabilities to generate billions of dollars, leaving a trail of devastation in their wake. This is not petty theft; it is a meticulously…

May

Fintech Research

Ripple’s bid for Circle a bold move or a strategic overreach?

In a rapidly maturing crypto landscape where legitimacy, compliance, and institutional adoption increasingly shape the market’s future, Ripple’s recent US$4–5 billion bid to acquire Circle – the issuer of USDC stablecoin – appears both opportunistic and telling. While the move may have seemed rational on paper, its failure reveals deeper tensions between…

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Asia Payments Research