China Payments Research

Feb

Why we believe Apple Pay can’t beat Alipay in China

When talking about O2O (Online to Offline), we should keep in mind that the key to the O2O business success lays in the hardware and acceptance support from offline merchants. Eventually, it’s up to merchant’s willingness to accept a new digital payment method or not. Beyond the merchant fee and…

Jan

China Payments Research

China’s PBOC revokes yet another prepaid card company license

In January 2015, Chang-Go, one of the more successful prepaid card companies operating in China, was ordered by China’s Central Bank to stop operations. According to the bank, the company was not giving customers refunds in a full manner, misappropriated reserve deposits and even forged financial documents.

Dec

China Payments Research

How China’s mobile payment regulations fit into the broader strategy for the financial industry

On the 28th of December, China promulgated the next set of mobile payment regulations. Although some of the regulation was expected, how will the rest impact the mobile payment industry development in 2016?

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China Payments Research