Fintech Research

Mar

Why is Sea Group in choppy waters?

The honeymoon period is over for Southeast Asia’s platform companies, even the venerable Sea Group. While boasting a strong ecosystem Sea is still consistently losing money in two of its three divisions. Being bullish on Sea means believing that the profitable gaming arm Garena can carry Shopee and Sea Money…

Mar

Fintech Research

Pakistan could become a big fintech market

Pakistan is the largest nascent fintech market in Asia, with an unbanked population of 100 million. About 70% of the population lacks a bank account. In absolute numbers, there are more unbanked people in both India and Indonesia, but those markets have much more developed fintech ecosystems than Pakistan. The…

Mar

Fintech Research

Assessing Capital A, the new AirAsia

Long before the pandemic disrupted the world, Southeast Asia’s preeminent platform companies began integrating financial services into their apps for practical reasons. Their cash-burning core services, like e-commerce, ride hailing and food delivery, were failing to make money. Fintech was seen as the answer. Struggling airline AirAsia, now rebranded as…

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