Fintech Research

May

GoTo loses money in Q1 but fintech unit performs well

Many platform companies have tried to replicate the success of Alipay and Tenpay as super apps, but very few have been successful. The concept has been difficult to execute in Southeast Asia, a culturally diverse region with many different regulatory regimes. Indonesia’s GoTo has always stood out, however, in that…

Apr

Fintech Research

Why an expected APAC fintech consolidation wave has yet to come

Given the fragmentation that characterizes many parts of Asia Pacific’s fintech sector, consolidation could improve the competitive environment, reducing the need to heavily subsidize customers and allowing firms to invest more in research and development as well as improving the customer experience. Yet across the region, from the most affluent…

Apr

Fintech Research

Should Grab and GoTo merge?

In late 2020, Grab and Gojek were said to be close to agreement on a merger. If the deal had gone through, it would have created a juggernaut that probably would have dominated ride hailing and food delivery in most key Southeast Asian markets, while the combined fintech operations would…

Contact Info