Fintech Research

Nov

In Q3 Kakao Bank shines, Kakao Pay lags

Kakao’s fintech results continue to be mixed – a tale of two platforms in some respects. Much like its strategic investor and perhaps spiritual guide Alipay, Kakao has developed a digital bank and payments app as two separate units. Thus far, the online lender Kakao Bank has consistently outperformed the…

Nov

Fintech Research

Fintech may not work out for Xiaomi

Xiaomi is one of China’s and the world’s largest smartphone makers. But the company is not content with that position – given low margins and extreme competition in the sector – and has long been searching for new avenues of growth. That’s how Xiaomi began to move into fintech several…

Oct

Fintech Research

The evolution of P2P lending in Indonesia

Indonesia is gradually turning into a success story for peer-to-peer (P2P) lending, which is able to meet demand for credit that traditional lenders cannot. In the past few years overall lending by fintechs has been growing much faster than that of banks in Southeast Asia’s largest economy, according to the…

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