Banking Research

May

Why digital banking in the Philippines is different

In East Asia, digital banks often are incumbent banks and tech giants in disguise, not so much disrupting the market as putting a new spin on an old story. There are exceptions though, and the Philippines is arguably the most prominent. A unique confluence of factors, from its unique island…

May

Asia Banking Research

Singapore steps up green finance efforts

In its competition with Hong Kong to be Asia’s top fintech hub, it is pretty clear Singapore has won. Its linkages to Southeast Asia and India – where the fintech growth story is – are superior, while Hong Kong is more narrowly focused on mainland China, where fintech peaked a…

May

China Banking Research

Why the digital RMB remains a curiosity

Since China unveiled the digital renminbi several years ago, it has been hyped as a juggernaut that would dethrone the dollar in the international financial system while relegating China’s domestic e-payments duopoly of Alipay and Tenpay to supporting roles. The digital yuan’s biggest boosters – usually not Chinese policymakers –…

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