Banking Research

Nov

Is GoTo on the right track?

Observing that GoTo managed to reduce its losses in the third quarter, we are wondering to what extent this platform company created from a merger of Indonesia’s two most prominent tech startups is on the right track. Its stock hit a 52-week nadir of 54 rupiah on October 16, but…

Nov

Asia Banking Research

Kasikornbank steps up digital finance investments

Some incumbent banks may be slow to digitize, but apparently not the big commercial lenders in Thailand. We have been tracking the transformative digitization of Siam Commercial Bank (SCB) for several years now and are intrigued to see that another large Thai lender is adopting an aggressive digital-first strategy. Given…

Oct

Asia Banking Research

Assessing the implications of rising delinquency rates at Korean digibanks

South Korea’s three digibanks have been unusually successful given the high rate of failure, or at least underperformance, in this segment of financial services. The reasons for their success are many, from innovative business models to the weak digital offerings of incumbents, but support from regulators has also been crucial.…

Contact Info