Banking Research

Jan

Indonesian incumbent banks can play the digital game increasingly well

Southeast Asia’s most exciting digital banking market at the moment also happens to be the region’s largest economy. No other country in the region offers the same breadth of digital banking opportunities as Indonesia. Much of the market development to date has involved strategic tie-ups between the country’s powerful conglomerates…

Jan

Asia Banking Research

Digital banking in Malaysia slowly advances

Malaysia has been one of the least hurried Asian countries when it comes to digital banking, owing to its middle-income status and high percentage of banked people – above 90%. The Malaysian central bank first mooted the idea of digital banks in December 2020 but nothing happened with regards to…

Jan

Asia Banking Research

MUFG continues to invest in Indonesia

Mitsubishi UJF Financial Group (MUFG), Japan’s largest bank, is increasingly investing in Indonesia’s burgeoning financial services sector as its home market is mature, slow to digitally transform and constrained to some degree by an aging population. In contrast, Southeast Asia’s largest economy offers low-hanging fruit in many different segments of…

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