China Banking Research

Jan

How Chinese companies are about to roll a Trojan dragon of innovation into global banking markets…in the year of the horse

For decades, China has been known as the imitator and not the innovator. The argument goes that the West came up with social networking, mobile payments, group-buying, etc. and China imitated it, sometimes better, sometimes worse. C2C – copy to China. R&D – rob and duplicate. There are numerous terms…

Dec

China Banking Research

China’s Tier 2 Banks Expansion Challenges

After 18 years of economic development, China’s Tier 2 Banks, mainly city commercial banks, are growing to fill a gap in-between state-owned banks, and rural commercial banks. As part of their growth, many city commercial banks are attempting to expand their branches in other regions, however, the Chinese Banking Regulatory…

Dec

China Banking Research

Net profits at China’s major banks face interest rate pressure

As fixed interest rates in China start to loosen up, banks’ bottom lines are starting to feel the pressure. According to the latest figures from China major banks’ annual reports, the net profits of China Mingsheng Banking Corp.(Minsheng), Industrial & Commercial Bank of China Ltd.,(ICBC), Bank of China Ltd. (BOC) and…

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China Banking Research