Asia Banking Research

Feb

Will AirAsia’s super app gambit take flight?

Once upon a time, super apps began as e-commerce platforms or free messaging services. They tapped the network effect to build giant user bases. Because their overhead was low, they could afford to be patient about monetization. Transportation companies do not have the same luxury, especially airlines reeling from the…

Feb

Asia Banking Research

Asia’s super apps will aim to cash in on fintech in 2021

Since the advent of the internet, technology startups have disrupted one industry after another. It was only a matter of time before they set their sights on financial services. As it turns out, banking is harder to disrupt than retail, transportation, entertainment or almost anything else. The reason is simple:…

Feb

Asia Banking Research

Can P2P lending thrive in Indonesia?

P2P lending is one of the fastest growing fintech segments in Indonesia. Demand for credit in Southeast Asia’s largest economy is strong while its availability to most Indonesians through the traditional banking system is limited. Indonesia has tens of millions of people who are either underbanked or unbanked. Either way,…

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Asia Banking Research