Asia Banking Research

Jun

The sky may be the limit for Philippine digibanks

While digital banks are all too often hyped, in the Philippines’ case online lenders truly have a large market opportunity. Incumbents have limited reach and there is a large unbanked population, estimated at 47% of adults (31.5 million people) as of early 2021 by Bangko Sentral ng Pilipinas (BSP), the…

May

Asia Banking Research

Will digital banks be disruptive in Thailand?

In August 2021, The Bangkok Post ran an article entitled “Thailand ripe for a digital banking battle” that captured the conventional wisdom about the prospects for online lenders in the kingdom, which is that there is a significant market opportunity for them due to lagging digitization among incumbents rather than…

May

Asia Banking Research

Taiwan grapples with rising digital financial crime

The digitization of financial services in Taiwan has dovetailed with rising online scams, but compared with many other economies, Taiwan did not experience a surge in such illicit activity for most of the pandemic. The reason is that Taiwan adhered to a de facto zero-Covid policy that kept infections down…

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Asia Banking Research