Asia Banking Research

Aug

How worried should Malaysia’s incumbent lenders be about digital banks?

We cannot think of a single Asian market where the arrival of digital banks has upended the competitive landscape. That’s not to say that digital lenders cannot put pressure on incumbents, especially to up their digital game and do something about that clunky legacy IT infrastructure. It is just that…

Aug

Asia Banking Research

Digital lenders shake up the Philippine banking market

Despite being recent arrivals to the Philippine financial services market and not having – at least for the most part – a large deposit base yet, the country’s digital banks are shaking up the market, prompting major fintechs without banking licenses and traditional lenders alike to step up their game.…

Jul

Asia Banking Research

Can Toss Bank learn from Kakao’s mistakes?

South Korea’s Toss Bank is experiencing exponential growth amid strong demand for digital financial services and weak digital offerings from incumbent lenders. From the time of its launch in October 2021 through the end of June, online bank had opened 3.6 million accounts. Toss has added 2.5 million accounts this…

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Asia Banking Research